Find a loan originator.

We're licensed to lend in all 50 states, with loan originators always close to home. Search by name or location.

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I’m active duty

You don't just need a place to come home to—you need a dependable lender to finance it. Get started with a free rate quote and we'll help you make the most of your VA loan.

Crunch the numbers.

Your journey home or to a better rate shouldn’t come with any surprises. Take the guesswork out of the equation with our easy-to-use calculators.

Mortgage

Calculator

For a breakdown of your estimated monthly mortgage payment.

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Refinance

Calculator

For comparing refi rates and your potential monthly mortgage savings.

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Affordability

Calculator

For setting a realistic budget for your next home purchase.

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Rent vs. Buy

Calculator

For comparing the financial realities of renting vs. owning.

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Our loan picks for you.

No two home loans are the same, just like no two borrowers are the same. Based on your goals, these could all be launch points for your homeownership journey.

VA Purchase


A home loan that serves you.

Are you a veteran, active-duty service member, or eligible surviving spouse? Consider a VA loan for your next home purchase. This mortgage type is loaded with well-earned benefits including no down payment required, no private mortgage insurance, and flexible credit requirements.

VA Refinance

Better terms, on your terms.

Whether you’re refinancing from your current VA loan or a different mortgage type, a VA cash-out refinance is a great way to leverage your home equity and take advantage of the exclusive benefits that VA loans offer for eligible borrowers.

VA IRRRL

Less paperwork, more money saved.

Already have a VA loan? A VA streamline refi (also called a VA IRRRL, but we won’t make you say that three times fast) offers a quicker refi process with no appraisal required, minimal documentation, and the potential for lower rates.

Find a Loan Originator

Our process.

"Mortgage lending done right" is more than our tagline. It's our promise: to guard your personal info like it's our own, to mind the details big and small, and to set clear expectations for the loan process. Here's a peek at what it's like to get financed, the Cardinal way.

Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.

Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.

Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.

Our process.

"Mortgage lending done right" is more than our tagline. It's our promise: to guard your personal info like it's our own, to mind the details big and small, and to set clear expectations for the loan process. Here's a peek at what it's like to get financed, the Cardinal way.

Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.

Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.

Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.

Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.

Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.

Licensed In: NV, CA, TX, FL, GA, NC, VA, TN

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EDGE HOME FINANCE NMLS # 891464

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For licensing information, go to www.nmlsconsumeraccess.org. Cardinal Financial Company, Limited Partnership (NMLS ID 66247). Copyright © 2023 Cardinal Financial Company, Limited Partnership. All trademarks and trade names are the property of Cardinal Financial.