Our Home Loans

What's your reason?

Unless you grew up dreaming of closing disclosures, a mortgage is a means, not an end. We know that. Click the image tile that matches the real reason you want a home loan to get mortgage options tailored to you.

Our core five mortgage options.

Every mortgage is different, but we treat the process the same: with your needs at the center. Our core mortgage options are foundational yet flexible to help you make home happen, on your terms.

Our core five mortgage options.

Every mortgage is different, but we treat the process the same: with your needs at the center. Our core mortgage options are foundational yet flexible to help you make home happen, on your terms.

Conventional Loan

Want your choice of fixed or adjustable rates and no PMI after building 20% equity? Try a conventional loan, our most popular option for purchase and refi.

3%

down payment

FHA Loan

Want flexible credit requirements, easy refinancing options, and potential for down payment assistance programs? Try an FHA loan.

3.5%

down payment

VA Loan

Want flexible credit requirements and no down payment? If you’re an active-duty service member, veteran, or eligible surviving spouse, try a VA loan.

0%

down payment

USDA Loan

Want a home in an eligible rural area with financing for low to moderate income households? Give USDA loans a try.

0%

down payment

Jumbo Loan

Want more borrowing power and better interest rates for luxury homes or high-cost areas? Try a jumbo loan on for size.

10%

down payment

Conventional Loan

Want your choice of fixed or adjustable rates and no PMI after building 20% equity? Try a conventional loan, our most popular option for purchase and refi.

3%

down payment

FHA Loan

Want flexible credit requirements, easy refinancing options, and potential for down payment assistance programs? Try an FHA loan.

3.5%

down payment

VA Loan

Want flexible credit requirements and no down payment? If you’re an active-duty service member, veteran, or eligible surviving spouse, try a VA loan.

0%

down payment

USDA Loan

Want a home in an eligible rural area with financing for low to moderate income households? Give USDA loans a try.

0%

down payment

Jumbo Loan

Want more borrowing power and better interest rates for luxury homes or high-cost areas? Try a jumbo loan on for size.

10%

down payment

Specialized home financing.

Can’t find what you’re looking for up there? We’ve got you covered down here with specialized home financing and support that’ll meet you where you’re living or building.

Home Renovations

Need financing for home renovations or construction projects? We carry a number of flexible, accessible loan types for any borrower and any project.

Buying a Condo

Need easy access to city life and community amenities? A condo loan can help you build home equity without compromising on location.

Unique Home

Need financing for a home that’s as unique as you are? From container homes to tiny houses, we’ve got flexible options to fit your lifestyle.

Specialized home financing.

Can’t find what you’re looking for up there? We’ve got you covered down here with specialized home financing and support that’ll meet you where you’re living or building.

Home Renovations

Need financing for home renovations or construction projects? We carry a number of flexible, accessible loan types for any borrower and any project.

Buying a Condo

Need easy access to city life and community amenities? A condo loan can help you build home equity without compromising on location.

Unique Home

Need financing for a home that’s as unique as you are? From container homes to tiny houses, we’ve got flexible options to fit your lifestyle.

Ready to become a homeowner?

Make the first move today with a free rate quote.

Ready to become a homeowner?

Make the first move today with a free rate quote.

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For licensing information, go to www.nmlsconsumeraccess.org. Cardinal Financial Company, Limited Partnership (NMLS ID 66247). Copyright © 2023 Cardinal Financial Company, Limited Partnership. All trademarks and trade names are the property of Cardinal Financial.