Find a loan originator.
We're licensed to lend in all 50 states, with loan originators always close to home. Search by name or location.
Plant roots
You love where you are, and we love that for you. Put down roots in a house with a mortgage you'll love, too. Explore your options with a free rate quote.
Crunch the numbers.
Your journey home or to a better rate shouldn’t come with any surprises. Take the guesswork out of the equation with our easy-to-use calculators.
Mortgage
Calculator
For a breakdown of your estimated monthly mortgage payment.
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Refinance
Calculator
For comparing refi rates and your potential monthly mortgage savings.
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Affordability
Calculator
For setting a realistic budget for your next home purchase.
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Rent vs. Buy
Calculator
For comparing the financial realities of renting vs. owning.
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Our loan picks for you.
No two home loans are the same, just like no two borrowers are the same. Based on your goals, these could all be launch points for your homeownership journey.
Conventional Purchase
It’s popular for a reason.
When you need a straightforward mortgage, a conventional loan fits the bill. This popular choice offers fixed and adjustable rates, 10-30 year terms, and as little as 3% down. It’s also the easiest loan type for dropping private mortgage insurance.
FHA Purchase
Financing with room to grow.
Looking for low down payment and credit requirements? An FHA loan could be the right fit for your home purchase. Backed by the Federal Housing Administration, FHA loans are popular with first-time buyers and anyone growing their finances.
USDA Purchase
Fresh air and affordable financing.
Put 0% down on a home in an eligible rural area with a USDA loan. Backed by the U.S. Department of Agriculture, USDA loans are for low to moderate income households. You could get approved with credit scores as low as 580.
Find a Loan Originator
Our process.
"Mortgage lending done right" is more than our tagline. It's our promise: to guard your personal info like it's our own, to mind the details big and small, and to set clear expectations for the loan process. Here's a peek at what it's like to get financed, the Cardinal way.
Connect and apply.
First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.
Lock and close.
Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
Make yourself at home.
Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Our process.
"Mortgage lending done right" is more than our tagline. It's our promise: to guard your personal info like it's our own, to mind the details big and small, and to set clear expectations for the loan process. Here's a peek at what it's like to get financed, the Cardinal way.
Connect and apply.
First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.
Lock and close.
Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
Make yourself at home.
Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Ready to get financed?
Start the process today with a personalized rate quote. There's no cost and no commitment.
Ready to get financed?
Start the process today with a personalized rate quote. There's no cost and no commitment.
Licensed In: NV, CA, TX, FL, GA, NC, VA, TN
Address: 5868 Baker RD, Minnetonka, MN, 55345
Phone: 702-766-7762
Email: [email protected]
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For licensing information, go to www.nmlsconsumeraccess.org. Cardinal Financial Company, Limited Partnership (NMLS ID 66247). Copyright © 2023 Cardinal Financial Company, Limited Partnership. All trademarks and trade names are the property of Cardinal Financial.