Find a loan originator.
We're licensed to lend in all 50 states, with loan originators always close to home. Search by name or location.
Rural living
Ahh, the rural life. Fresh air, open skies, and 100% home financing with a USDA loan. Get in touch for a free quote and let's get you to the country, ASAP.
Crunch the numbers.
Your journey home or to a better rate shouldn’t come with any surprises. Take the guesswork out of the equation with our easy-to-use calculators.
Mortgage
Calculator
For a breakdown of your estimated monthly mortgage payment.
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Refinance
Calculator
For comparing refi rates and your potential monthly mortgage savings.
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Affordability
Calculator
For setting a realistic budget for your next home purchase.
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Rent vs. Buy
Calculator
For comparing the financial realities of renting vs. owning.
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Our loan picks for you.
No two home loans are the same, just like no two borrowers are the same. Based on your goals, these could all be launch points for your homeownership journey.
USDA Purchase
Fresh air and affordable financing.
Put 0% down on a home in an eligible rural area with a USDA loan. Backed by the U.S. Department of Agriculture, USDA loans are for low to moderate income households. You could get approved with credit scores as low as 580.
USDA Refinance
Wrangle up your refi.
Refinance your mortgage to a USDA loan to enjoy a new rate and term in eligible rural areas. If you’re refinancing a current USDA loan, you can speed up the process with less paperwork in a streamline USDA refi.
Rate Protect
Lock now, save later.
Rates change all the time in the mortgage world, but now, yours don’t have to. Rate Protect lets you lock in the rates you need for up to 90 days while you finalize your home search and get any remaining documentation in order.
Find a Loan Originator
Our process.
"Mortgage lending done right" is more than our tagline. It's our promise: to guard your personal info like it's our own, to mind the details big and small, and to set clear expectations for the loan process. Here's a peek at what it's like to get financed, the Cardinal way.
Connect and apply.
First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.
Lock and close.
Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
Make yourself at home.
Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Our process.
"Mortgage lending done right" is more than our tagline. It's our promise: to guard your personal info like it's our own, to mind the details big and small, and to set clear expectations for the loan process. Here's a peek at what it's like to get financed, the Cardinal way.
Connect and apply.
First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.
Lock and close.
Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
Make yourself at home.
Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Ready to get financed?
Start the process today with a personalized rate quote. There's no cost and no commitment.
Ready to get financed?
Start the process today with a personalized rate quote. There's no cost and no commitment.
Licensed In: NV, CA, TX, FL, GA, NC, VA, TN
Address: 5868 Baker RD, Minnetonka, MN, 55345
Phone: 702-766-7762
Email: [email protected]
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For licensing information, go to www.nmlsconsumeraccess.org. Cardinal Financial Company, Limited Partnership (NMLS ID 66247). Copyright © 2023 Cardinal Financial Company, Limited Partnership. All trademarks and trade names are the property of Cardinal Financial.