Find a loan originator.

We're licensed to lend in all 50 states, with loan originators always close to home. Search by name or location.

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Noisy neighbors

Whether your neighbors are noisy, nosy, or all of the above, a better life is possible. Make the move and find some peace and quiet with one of our flexible home loan options.

Crunch the numbers.

Your journey home or to a better rate shouldn’t come with any surprises. Take the guesswork out of the equation with our easy-to-use calculators.

Mortgage

Calculator

For a breakdown of your estimated monthly mortgage payment.

View Calculator

Refinance

Calculator

For comparing refi rates and your potential monthly mortgage savings.

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Affordability

Calculator

For setting a realistic budget for your next home purchase.

View Calculator

Rent vs. Buy

Calculator

For comparing the financial realities of renting vs. owning.

View Calculator

See All Calculators

Our loan picks for you.

No two home loans are the same, just like no two borrowers are the same. Based on your goals, these could all be launch points for your homeownership journey.

Conventional Loan

Want your choice of fixed or adjustable rates and no PMI after building 20% equity? Try a conventional loan, our most popular option for purchase and refi.

FHA Loan

Want flexible credit requirements, easy refinancing options, and potential for down payment assistance programs? Try an FHA loan.

Rate Protect

Lock now, save later.

Rates change all the time in the mortgage world, but now, yours don’t have to. Rate Protect lets you lock in the rates you need for up to 90 days while you finalize your home search and get any remaining documentation in order.

Find a Loan Originator

Our process.

"Mortgage lending done right" is more than our tagline. It's our promise: to guard your personal info like it's our own, to mind the details big and small, and to set clear expectations for the loan process. Here's a peek at what it's like to get financed, the Cardinal way.

Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.

Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.

Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.

Our process.

"Mortgage lending done right" is more than our tagline. It's our promise: to guard your personal info like it's our own, to mind the details big and small, and to set clear expectations for the loan process. Here's a peek at what it's like to get financed, the Cardinal way.

Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.

Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.

Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.

Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.

Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.

Licensed In: NV, CA, TX, FL, GA, NC, VA, TN

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NMLS CONSUMER ACCESS

LICENSING

EDGE HOME FINANCE NMLS # 891464

© 2024 All Rights Reserved | NMLS # 2002997

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For licensing information, go to www.nmlsconsumeraccess.org. Cardinal Financial Company, Limited Partnership (NMLS ID 66247). Copyright © 2023 Cardinal Financial Company, Limited Partnership. All trademarks and trade names are the property of Cardinal Financial.