Hi, I am
Fabion Medhanie
As an US Army Veteran turned Mortgage Broker at Edge Home Finance, I blend discipline and integrity with personalized mortgage solutions. Leveraging a strong foundation in teamwork and trust, I'm committed to providing you with swift, customized quotes and exceptional service. Let's achieve your homeownership goals together, with the honesty, transparency and dedication you deserve.
There are a lot of loan options -
Let's Find The Right One For You
Whether you're in the market to purchase, aiming to refinance, or seeking to expand your property collection, our array of tailored loan solutions is designed to meet your specific requirements.
Are you suffering from Mortgage PTSD?
Does your heart race every time you think about mortgage paperwork? Do you lie awake at night worrying about loan approval, or break into a cold sweat just reading loan terms? You're not alone – you're experiencing Mortgage PTSD.
As a US Army Veteran turned Mortgage Broker at Edge Home Finance, I know real PTSD, and I've made it my mission to cure Mortgage PTSD for good. I blend military discipline and integrity with personalized mortgage solutions, transforming the entire experience through clear communication and education.
Whether you're a veteran seeking a VA loan, self-employed looking for flexible solutions, or a first-time homebuyer, I leverage my foundation in teamwork and trust to make your path to homeownership clear and simple. No more anxiety. No more overwhelming paperwork. No more feeling lost.
Book your stress-free consultation today. Let's achieve your homeownership goals together, with the honesty, transparency, and dedication you deserve.
Crunch your numbers.
Are you wondering about your buying power for a new home? Or the potential monthly savings from refinancing? Our user-friendly calculators help you effortlessly establish your budget.
Ready to start your
Homeownership Journey?
At Mortgage PTSD, we set ourselves apart by delivering swift, transparent, and tailored mortgage solutions. Our commitment to providing outstanding rates and services is matched only by our dedication to integrity. Choose us for a mortgage experience that's as reliable as it is rewarding.
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Testimonials
We are so happy to have chosen Fabion for our mortgage loan. The process was fast and easy, making us feel comfortable and informed throughout the loan process. We can't recommend Fabion enough. He is your guy if anyone needs a mortgage for a purchase or refinance loan. We had an amazing experience with him and Cardinal Financial. Their loan process is efficient, effortless, and streamlined. They make sure everything goes smoothly without any hassle. They provided options based on individual requests, which helped us find the perfect loan immediately. Thank you so much.
Nojan D.
Best home buying decision I ever made was calling this company. As a new home buyer I would have expected to be taken advantage of but I had a fantastic experience instead. They will burn through ALL their options (which is alot) to make sure you get exactly what you need mixed with what you can afford. Any question I have had I have got a very thorough explanation till I fully understood. 5/5 stars from me and if I ever become successful enough to want another house I am definitely calling Edge Home Finance again. Thank you so much Fabion!
Anthony P.
I can’t say enough good things about working with Fabion! He was great from start to finish. We were trying to purchase a home during the height of the market in Atlanta - one of the most competitive markets in the country at that time. He was available to us at every time of day - even with the time difference between east and west coast. He was thorough and committed and without his help we probably would not have been able to get into our dream home. If you are on the fence - choose Fabion! He is a great loan officer, knowledgeable and consciousness. We are so grateful - thank you again Fabion!
Rebekah M.
And when you choose us,
you’re choosing:
We focus on clear, transparent communication, fostering trust and providing a smooth, personalized mortgage experience aligned with our clients' homeownership goals.
As Mortgage Brokers, we use insights and networks to offer competitive rates and tailor options that fit your budget and exceed expectations, making your dream home a reality.
Our mortgage lending approach prioritizes transparency, providing clear, honest loan information without hidden costs, enabling well-informed financial decisions.
Our advanced technology streamlines the loan process, speeding up approvals for a faster, stress-free path to homeownership.
The answers to all your Mortgage Questions...
Committed to giving you all the support and guidance you need to
find the right mortgage options for you and your family.
Do I need to save for a 20% down payment?
No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA
loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you
can get into your new home with less than a 20% down payment. Whatever your
situation, you have options.
Are Pre-Qualification and Pre-Approval the same thing?
No. Pre-qualification and pre-approval are two different things. Pre-qualification
means that a mortgage lender has reviewed your financial records and believes you
will qualify for a loan. A pre-approval is a conditional committment from a lender
that they will lend you the money for a mortgage.
What's the difference between an adjustable and a fixed rate mortgage?
A fixed rate mortgage means that the interest rate is set when you take out the loan
and will not change. With an adjustable rate mortgage, the interest rate may go up
or down after a certain amount of time. Many adjustable rate mortgages will start at
a lower interest rate than fixed rate mortgages.
What is Private Mortgage Insurance (PMI)?
Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if
you are taking out a conventional mortgage with a downpayment that is less than
20% of the home's overall value. If you refinance your home with a conventional
loan and your equity is less than 20% of the home's value, you may also be required
to pay PMI. Private Mortgage Insurance protects the lender in the event that you
stop making payments on your loan.
Can I access my home equity before I finish paying off my loan?
Yes! Your mortgage advisor can help you find the right refinance and reverse
mortgage options to help you access your home equity before you've finished paying
off your loan. This can help with covering the cost of remodels, college tuition, long-
term care plans, and more! Talk to your mortgage advisor to find out how you can
access your home equity to cover any of your life's needs.
What do I do if I can't afford my mortgage payment anymore?
The first thing you should do in the event that you can't afford your mortgage
payements anymore is reach out to your lender. An experienced mortgage advisor
can help you find options, such as refinancing or restructuring your loan, to help you
keep up with your payments. Always reach out to your lender to ensure that you can
keep up with your payments and stay in your home.
Licensed In: NV, CA, TX, FL, GA, NC, VA, TN
Address: 5868 Baker RD, Minnetonka, MN, 55345
Phone: 702-766-7762
Email: [email protected]
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For licensing information, go to www.nmlsconsumeraccess.org. Cardinal Financial Company, Limited Partnership (NMLS ID 66247). Copyright © 2023 Cardinal Financial Company, Limited Partnership. All trademarks and trade names are the property of Cardinal Financial.